Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,230,000 | 49,185,000 | 48,935,000 | 49,621,000 |
| Total loans | 32,922,000 | 34,143,000 | 35,506,000 | 35,376,000 |
| Allowance for loan losses | 390,000 | 413,000 | 453,000 | 471,000 |
| Securities available for sale | 11,464,000 | 10,370,000 | 9,696,000 | 8,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,557,000 | 38,507,000 | 38,098,000 | 39,575,000 |
| Interest-bearing deposits | 35,070,000 | 35,205,000 | 34,549,000 | 36,138,000 |
| Noninterest-bearing deposits | 3,487,000 | 3,302,000 | 3,549,000 | 3,437,000 |
| Equity capital | 4,910,000 | 5,023,000 | 5,243,000 | 4,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,828,000 | 2,757,000 | 3,645,000 |
| Interest expense | 478,000 | 956,000 | 1,388,000 | 1,767,000 |
| Net interest income | 422,000 | 872,000 | 1,369,000 | 1,878,000 |
| Noninterest income | 87,000 | 196,000 | 263,000 | 314,000 |
| Noninterest expense | 296,000 | 613,000 | 937,000 | 1,221,000 |
| Provision for loan losses | 30,000 | 56,000 | 86,000 | 104,000 |
| Pretax income | 183,000 | 399,000 | 609,000 | 867,000 |
| Income tax | 70,000 | 154,000 | 227,000 | 319,000 |
| Net income | 113,000 | 245,000 | 382,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,803,000 | 4,935,000 | 5,072,000 | 4,302,000 |
| Total capital | 5,193,000 | 5,341,000 | 5,486,000 | 4,720,000 |
| Risk-weighted assets | 31,302,000 | 32,435,000 | 33,098,000 | 33,354,000 |