Call reports 2007
FSB BANK — 2007
What FSB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 260,574,000 |
| Total loans | 162,831,000 |
| Allowance for loan losses | 3,071,000 |
| Securities available for sale | 43,829,000 |
| Securities held to maturity | 0 |
| Trading assets | 15,018,000 |
| Total deposits | 193,745,000 |
| Interest-bearing deposits | 172,334,000 |
| Noninterest-bearing deposits | 21,411,000 |
| Equity capital | 52,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 3,664,000 |
| Interest expense | 1,612,000 |
| Net interest income | 2,052,000 |
| Noninterest income | 285,000 |
| Noninterest expense | 1,487,000 |
| Provision for loan losses | 40,000 |
| Pretax income | 796,000 |
| Income tax | 184,000 |
| Net income | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 28,910,000 |
| Total capital | 30,769,000 |
| Risk-weighted assets | 147,288,000 |