Call reports 2004

FSB BANK — 2004

Name: FSB BANK — FFIEC call report 2004
Creator: FSB BANK

What FSB BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b4fd91ce-d56e-407a-bb7a-9e183d6b7151/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	123,884,000	123,517,000	122,940,000	125,461,000
Total loans	88,311,000	88,554,000	90,173,000	89,058,000
Allowance for loan losses	2,346,000	2,179,000	2,166,000	2,075,000
Securities available for sale	24,488,000	25,638,000	25,244,000	27,837,000
Securities held to maturity	60,000	60,000	60,000	30,000
Trading assets	0	0	0	0
Total deposits	105,217,000	102,373,000	103,396,000	105,734,000
Interest-bearing deposits	94,851,000	92,262,000	91,675,000	93,068,000
Noninterest-bearing deposits	10,366,000	10,111,000	11,721,000	12,666,000
Equity capital	12,655,000	12,278,000	12,783,000	12,934,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,777,000	3,557,000	5,399,000	7,259,000
Interest expense	621,000	1,200,000	1,767,000	2,340,000
Net interest income	1,156,000	2,357,000	3,632,000	4,919,000
Noninterest income	311,000	554,000	799,000	925,000
Noninterest expense	1,008,000	2,001,000	2,989,000	3,890,000
Provision for loan losses	90,000	165,000	185,000	185,000
Pretax income	369,000	751,000	1,263,000	1,783,000
Income tax	104,000	211,000	342,000	438,000
Net income	265,000	540,000	921,000	1,345,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	12,260,000	12,384,000	12,616,000	12,891,000
Total capital	13,381,000	13,500,000	13,762,000	14,029,000
Risk-weighted assets	88,444,000	88,208,000	90,651,000	90,088,000