Call reports 2001
FSB BANK — 2001
What FSB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,152,000 | 109,333,000 | 111,756,000 | 116,940,000 |
| Total loans | 88,987,000 | 91,965,000 | 93,352,000 | 89,817,000 |
| Allowance for loan losses | 1,629,000 | 1,660,000 | 1,685,000 | 1,736,000 |
| Securities available for sale | 5,064,000 | 6,363,000 | 7,682,000 | 10,646,000 |
| Securities held to maturity | 3,490,000 | 2,529,000 | 2,220,000 | 1,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,387,000 | 93,504,000 | 95,193,000 | 100,515,000 |
| Interest-bearing deposits | 84,669,000 | 85,047,000 | 86,348,000 | 89,524,000 |
| Noninterest-bearing deposits | 8,718,000 | 8,457,000 | 8,845,000 | 10,991,000 |
| Equity capital | 10,891,000 | 11,061,000 | 11,344,000 | 11,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,309,000 | 4,592,000 | 6,847,000 | 8,991,000 |
| Interest expense | 1,041,000 | 2,077,000 | 3,096,000 | 3,984,000 |
| Net interest income | 1,268,000 | 2,515,000 | 3,751,000 | 5,007,000 |
| Noninterest income | 143,000 | 297,000 | 451,000 | 628,000 |
| Noninterest expense | 851,000 | 1,690,000 | 2,532,000 | 3,519,000 |
| Provision for loan losses | 67,000 | 135,000 | 203,000 | 270,000 |
| Pretax income | 493,000 | 989,000 | 1,469,000 | 1,848,000 |
| Income tax | 153,000 | 311,000 | 411,000 | 579,000 |
| Net income | 340,000 | 678,000 | 1,058,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,719,000 | 10,892,000 | 11,107,000 | 11,255,000 |
| Total capital | 11,778,000 | 11,981,000 | 12,229,000 | 12,291,000 |
| Risk-weighted assets | 84,115,000 | 86,573,000 | 89,188,000 | 82,304,000 |