Call reports 2010
FIRST TUSKEGEE BANK — 2010
What FIRST TUSKEGEE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 75,857,000 | 72,781,000 | 71,751,000 | 72,152,000 |
| Total loans | 44,676,000 | 42,738,000 | 40,917,000 | 39,401,000 |
| Allowance for loan losses | 953,000 | 914,000 | 930,000 | 681,000 |
| Securities available for sale | 15,557,000 | 15,827,000 | 15,584,000 | 14,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,913,000 | 61,713,000 | 59,913,000 | 61,315,000 |
| Interest-bearing deposits | 54,797,000 | 52,963,000 | 51,273,000 | 54,188,000 |
| Noninterest-bearing deposits | 10,116,000 | 8,750,000 | 8,640,000 | 7,127,000 |
| Equity capital | 5,312,000 | 5,430,000 | 6,131,000 | 5,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,875,000 | 2,721,000 | 3,577,000 |
| Interest expense | 203,000 | 385,000 | 551,000 | 703,000 |
| Net interest income | 762,000 | 1,490,000 | 2,170,000 | 2,874,000 |
| Noninterest income | 85,000 | 208,000 | 1,086,000 | 1,457,000 |
| Noninterest expense | 852,000 | 1,846,000 | 2,788,000 | 3,859,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 440,000 |
| Pretax income | -45,000 | -180,000 | 466,000 | 70,000 |
| Income tax | 0 | 0 | 0 | -21,000 |
| Net income | -45,000 | -180,000 | 466,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,574,000 | 5,439,000 | 5,941,000 | 5,519,000 |
| Total capital | 6,224,000 | 6,079,000 | 6,567,000 | 6,119,000 |
| Risk-weighted assets | 51,725,000 | 50,894,000 | 49,746,000 | 47,943,000 |