Call reports 2009
FIRST TUSKEGEE BANK — 2009
What FIRST TUSKEGEE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 79,523,000 | 79,620,000 | 76,266,000 | 72,732,000 |
| Total loans | 50,680,000 | 47,826,000 | 46,614,000 | 44,868,000 |
| Allowance for loan losses | 868,000 | 702,000 | 640,000 | 948,000 |
| Securities available for sale | 15,049,000 | 15,251,000 | 15,628,000 | 15,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,390,000 | 68,552,000 | 64,523,000 | 61,642,000 |
| Interest-bearing deposits | 60,363,000 | 59,283,000 | 56,375,000 | 52,946,000 |
| Noninterest-bearing deposits | 8,027,000 | 9,269,000 | 8,148,000 | 8,696,000 |
| Equity capital | 5,492,000 | 5,355,000 | 6,049,000 | 5,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,207,000 | 3,245,000 | 4,247,000 |
| Interest expense | 429,000 | 790,000 | 1,104,000 | 1,351,000 |
| Net interest income | 659,000 | 1,417,000 | 2,141,000 | 2,896,000 |
| Noninterest income | 130,000 | 361,000 | 746,000 | 1,033,000 |
| Noninterest expense | 845,000 | 1,795,000 | 2,603,000 | 3,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | -3,000 | 36,000 | 346,000 | -46,000 |
| Income tax | 2,000 | 2,000 | 2,000 | -17,000 |
| Net income | -5,000 | 34,000 | 344,000 | -29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,643,000 | 5,682,000 | 5,992,000 | 5,620,000 |
| Total capital | 6,341,000 | 6,365,000 | 6,632,000 | 6,260,000 |
| Risk-weighted assets | 55,662,000 | 54,601,000 | 53,116,000 | 50,927,000 |