Call reports 2007
FIRST TUSKEGEE BANK — 2007
What FIRST TUSKEGEE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 93,464,000 | 89,508,000 | 88,139,000 | 83,875,000 |
| Total loans | 65,147,000 | 64,684,000 | 63,376,000 | 60,292,000 |
| Allowance for loan losses | 688,000 | 1,111,000 | 1,050,000 | 1,955,000 |
| Securities available for sale | 15,211,000 | 14,781,000 | 15,238,000 | 15,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,999,000 | 77,631,000 | 77,125,000 | 73,516,000 |
| Interest-bearing deposits | 66,820,000 | 67,652,000 | 66,612,000 | 63,195,000 |
| Noninterest-bearing deposits | 10,179,000 | 9,979,000 | 10,513,000 | 10,321,000 |
| Equity capital | 5,458,000 | 4,962,000 | 5,805,000 | 5,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,737,000 | 4,075,000 | 5,380,000 |
| Interest expense | 708,000 | 1,415,000 | 2,121,000 | 2,769,000 |
| Net interest income | 723,000 | 1,322,000 | 1,954,000 | 2,611,000 |
| Noninterest income | 157,000 | 1,023,000 | 1,160,000 | 1,386,000 |
| Noninterest expense | 849,000 | 1,789,000 | 2,595,000 | 3,460,000 |
| Provision for loan losses | 6,000 | 456,000 | 456,000 | 1,406,000 |
| Pretax income | 25,000 | 100,000 | 63,000 | -834,000 |
| Income tax | 2,000 | 12,000 | 12,000 | -95,000 |
| Net income | 23,000 | 88,000 | 51,000 | -739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,729,000 | 5,637,000 | 6,049,000 | 5,259,000 |
| Total capital | 6,417,000 | 6,484,000 | 6,856,000 | 6,044,000 |
| Risk-weighted assets | 69,449,000 | 67,529,000 | 64,335,000 | 61,659,000 |