Call reports 2006
FIRST TUSKEGEE BANK — 2006
What FIRST TUSKEGEE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,945,000 | 78,551,000 | 84,965,000 | 90,392,000 |
| Total loans | 48,959,000 | 55,252,000 | 61,437,000 | 63,303,000 |
| Allowance for loan losses | 500,000 | 570,000 | 650,000 | 757,000 |
| Securities available for sale | 13,917,000 | 14,549,000 | 14,990,000 | 15,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,118,000 | 68,346,000 | 70,363,000 | 73,972,000 |
| Interest-bearing deposits | 53,114,000 | 58,539,000 | 60,444,000 | 65,393,000 |
| Noninterest-bearing deposits | 10,004,000 | 9,807,000 | 9,919,000 | 8,579,000 |
| Equity capital | 5,095,000 | 5,014,000 | 5,400,000 | 5,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,375,000 | 3,786,000 | 5,315,000 |
| Interest expense | 400,000 | 881,000 | 1,485,000 | 2,213,000 |
| Net interest income | 727,000 | 1,494,000 | 2,301,000 | 3,102,000 |
| Noninterest income | 133,000 | 267,000 | 450,000 | 507,000 |
| Noninterest expense | 697,000 | 1,383,000 | 2,080,000 | 2,891,000 |
| Provision for loan losses | 61,000 | 136,000 | 221,000 | 353,000 |
| Pretax income | 102,000 | 242,000 | 450,000 | 365,000 |
| Income tax | 9,000 | 8,000 | 11,000 | 9,000 |
| Net income | 93,000 | 234,000 | 439,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,615,000 | 5,713,000 | 5,875,000 | 5,750,000 |
| Total capital | 6,115,000 | 6,283,000 | 6,525,000 | 6,507,000 |
| Risk-weighted assets | 50,794,000 | 58,200,000 | 64,277,000 | 67,422,000 |