Call reports 2005
FIRST TUSKEGEE BANK — 2005
What FIRST TUSKEGEE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,406,000 | 64,768,000 | 64,989,000 | 67,800,000 |
| Total loans | 39,431,000 | 40,529,000 | 41,719,000 | 45,511,000 |
| Allowance for loan losses | 441,000 | 490,000 | 505,000 | 485,000 |
| Securities available for sale | 15,772,000 | 15,960,000 | 15,913,000 | 13,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,417,000 | 58,578,000 | 56,255,000 | 57,919,000 |
| Interest-bearing deposits | 51,502,000 | 49,987,000 | 48,581,000 | 49,413,000 |
| Noninterest-bearing deposits | 7,915,000 | 8,591,000 | 7,674,000 | 8,506,000 |
| Equity capital | 4,321,000 | 4,526,000 | 4,570,000 | 4,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,892,000 | 2,908,000 | 3,984,000 |
| Interest expense | 262,000 | 541,000 | 846,000 | 1,230,000 |
| Net interest income | 666,000 | 1,351,000 | 2,062,000 | 2,754,000 |
| Noninterest income | 127,000 | 267,000 | 389,000 | 1,200,000 |
| Noninterest expense | 670,000 | 1,324,000 | 2,036,000 | 3,119,000 |
| Provision for loan losses | 45,000 | 90,000 | 115,000 | 175,000 |
| Pretax income | 78,000 | 220,000 | 316,000 | 626,000 |
| Income tax | 5,000 | 14,000 | 19,000 | 61,000 |
| Net income | 73,000 | 206,000 | 297,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,734,000 | 4,677,000 | 4,767,000 | 4,821,000 |
| Total capital | 5,175,000 | 5,167,000 | 5,272,000 | 5,306,000 |
| Risk-weighted assets | 43,018,000 | 44,119,000 | 44,928,000 | 47,961,000 |