Call reports 2004
FIRST TUSKEGEE BANK — 2004
What FIRST TUSKEGEE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,413,000 | 62,331,000 | 62,734,000 | 61,148,000 |
| Total loans | 33,489,000 | 34,892,000 | 35,868,000 | 38,110,000 |
| Allowance for loan losses | 500,000 | 429,000 | 450,000 | 396,000 |
| Securities available for sale | 19,448,000 | 18,102,000 | 18,029,000 | 16,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,208,000 | 55,319,000 | 54,788,000 | 53,012,000 |
| Interest-bearing deposits | 49,905,000 | 48,446,000 | 47,650,000 | 46,491,000 |
| Noninterest-bearing deposits | 7,303,000 | 6,873,000 | 7,139,000 | 6,521,000 |
| Equity capital | 4,527,000 | 3,382,000 | 4,290,000 | 4,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,724,000 | 2,600,000 | 3,486,000 |
| Interest expense | 216,000 | 417,000 | 626,000 | 853,000 |
| Net interest income | 642,000 | 1,307,000 | 1,974,000 | 2,633,000 |
| Noninterest income | 254,000 | 392,000 | 513,000 | 691,000 |
| Noninterest expense | 753,000 | 1,413,000 | 2,083,000 | 2,722,000 |
| Provision for loan losses | 30,000 | 60,000 | 92,000 | 130,000 |
| Pretax income | 165,000 | 278,000 | 371,000 | 532,000 |
| Income tax | 11,000 | 14,000 | 20,000 | 27,000 |
| Net income | 154,000 | 264,000 | 351,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,356,000 | 4,466,000 | 4,507,000 | 4,662,000 |
| Total capital | 4,840,000 | 4,895,000 | 4,957,000 | 5,058,000 |
| Risk-weighted assets | 38,640,000 | 39,727,000 | 40,367,000 | 42,040,000 |