Call reports 2026
FIRST NATIONAL BANK AND TRUST — 2026
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 319,340,000 | 322,199,000 |
| Total loans | 221,890,000 | 226,509,000 |
| Allowance for loan losses | 4,579,000 | 4,654,000 |
| Securities available for sale | 78,746,000 | 83,232,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 266,651,000 | 259,469,000 |
| Interest-bearing deposits | 196,672,000 | 194,908,000 |
| Noninterest-bearing deposits | 69,979,000 | 64,561,000 |
| Equity capital | 44,045,000 | 44,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,676,000 | 9,468,000 |
| Interest expense | 1,022,000 | 2,048,000 |
| Net interest income | 3,654,000 | 7,420,000 |
| Noninterest income | 635,000 | 1,260,000 |
| Noninterest expense | 2,680,000 | 5,676,000 |
| Provision for loan losses | 125,000 | 700,000 |
| Pretax income | 1,484,000 | 2,304,000 |
| Income tax | 65,000 | 101,000 |
| Net income | 1,419,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 47,009,000 | 47,583,000 |