Call reports 2024
FIRST NATIONAL BANK AND TRUST — 2024
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 294,340,000 | 298,443,000 | 304,699,000 | 300,266,000 |
| Total loans | 193,203,000 | 203,028,000 | 204,651,000 | 204,709,000 |
| Allowance for loan losses | 3,798,000 | 4,007,000 | 4,186,000 | 4,198,000 |
| Securities available for sale | 88,023,000 | 86,941,000 | 87,712,000 | 83,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,517,000 | 238,667,000 | 226,919,000 | 238,622,000 |
| Interest-bearing deposits | 184,231,000 | 183,215,000 | 171,532,000 | 177,826,000 |
| Noninterest-bearing deposits | 59,286,000 | 55,452,000 | 55,387,000 | 60,796,000 |
| Equity capital | 34,447,000 | 35,068,000 | 38,147,000 | 37,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,754,000 | 7,833,000 | 12,180,000 | 16,518,000 |
| Interest expense | 1,201,000 | 2,525,000 | 3,983,000 | 5,279,000 |
| Net interest income | 2,553,000 | 5,308,000 | 8,197,000 | 11,239,000 |
| Noninterest income | 574,000 | 1,144,000 | 1,822,000 | 2,532,000 |
| Noninterest expense | 2,107,000 | 4,408,000 | 6,629,000 | 9,102,000 |
| Provision for loan losses | 100,000 | 350,000 | 550,000 | 700,000 |
| Pretax income | 920,000 | 1,694,000 | 2,840,000 | 3,969,000 |
| Income tax | 40,000 | 74,000 | 125,000 | 142,000 |
| Net income | 880,000 | 1,620,000 | 2,715,000 | 3,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,124,000 | 41,769,000 | 42,384,000 | 42,697,000 |