Call reports 2023
FIRST NATIONAL BANK AND TRUST — 2023
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 276,018,000 | 280,680,000 | 284,098,000 | 291,208,000 |
| Total loans | 162,398,000 | 171,618,000 | 180,220,000 | 189,692,000 |
| Allowance for loan losses | 3,376,000 | 3,407,000 | 3,504,000 | 3,686,000 |
| Securities available for sale | 97,705,000 | 95,210,000 | 89,226,000 | 89,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,934,000 | 226,480,000 | 227,343,000 | 239,778,000 |
| Interest-bearing deposits | 173,293,000 | 167,719,000 | 169,867,000 | 177,269,000 |
| Noninterest-bearing deposits | 63,641,000 | 58,761,000 | 57,476,000 | 62,509,000 |
| Equity capital | 33,392,000 | 32,637,000 | 31,622,000 | 34,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,738,000 | 5,733,000 | 9,007,000 | 12,591,000 |
| Interest expense | 561,000 | 1,359,000 | 2,455,000 | 3,597,000 |
| Net interest income | 2,177,000 | 4,374,000 | 6,552,000 | 8,994,000 |
| Noninterest income | 589,000 | 1,125,000 | 1,714,000 | 2,347,000 |
| Noninterest expense | 2,162,000 | 4,197,000 | 6,285,000 | 8,784,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 200,000 |
| Pretax income | 604,000 | 1,302,000 | 1,881,000 | 2,357,000 |
| Income tax | 9,000 | 51,000 | 77,000 | 95,000 |
| Net income | 595,000 | 1,251,000 | 1,804,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,012,000 | 40,549,000 | 40,985,000 | 40,944,000 |