Call reports 2022
FIRST NATIONAL BANK AND TRUST — 2022
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 270,851,000 | 272,841,000 | 278,488,000 | 281,572,000 |
| Total loans | 146,438,000 | 153,689,000 | 164,237,000 | 166,535,000 |
| Allowance for loan losses | 3,434,000 | 3,025,000 | 3,204,000 | 3,376,000 |
| Securities available for sale | 102,233,000 | 106,027,000 | 99,879,000 | 97,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,246,000 | 237,244,000 | 233,244,000 | 236,515,000 |
| Interest-bearing deposits | 173,286,000 | 175,651,000 | 170,684,000 | 168,533,000 |
| Noninterest-bearing deposits | 61,960,000 | 61,593,000 | 62,560,000 | 67,982,000 |
| Equity capital | 35,043,000 | 32,628,000 | 29,923,000 | 31,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,096,000 | 4,487,000 | 7,076,000 | 9,536,000 |
| Interest expense | 153,000 | 324,000 | 687,000 | 1,202,000 |
| Net interest income | 1,943,000 | 4,163,000 | 6,389,000 | 8,334,000 |
| Noninterest income | 572,000 | 1,121,000 | 1,794,000 | 2,365,000 |
| Noninterest expense | 1,899,000 | 3,958,000 | 6,151,000 | 8,498,000 |
| Provision for loan losses | 30,000 | 30,000 | 197,000 | 330,000 |
| Pretax income | 586,000 | 1,296,000 | 1,835,000 | 1,871,000 |
| Income tax | 21,000 | 52,000 | 76,000 | 78,000 |
| Net income | 565,000 | 1,244,000 | 1,759,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,707,000 | 39,185,000 | 39,500,000 | 39,535,000 |