Call reports 2021
FIRST NATIONAL BANK AND TRUST — 2021
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 263,844,000 | 258,589,000 | 266,421,000 | 267,543,000 |
| Total loans | 144,679,000 | 148,609,000 | 151,411,000 | 148,281,000 |
| Allowance for loan losses | 3,360,000 | 3,365,000 | 3,370,000 | 3,284,000 |
| Securities available for sale | 79,619,000 | 91,627,000 | 93,390,000 | 89,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,442,000 | 217,561,000 | 225,097,000 | 228,007,000 |
| Interest-bearing deposits | 165,830,000 | 161,979,000 | 171,684,000 | 168,733,000 |
| Noninterest-bearing deposits | 57,612,000 | 55,582,000 | 53,413,000 | 59,274,000 |
| Equity capital | 39,692,000 | 40,266,000 | 40,455,000 | 38,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,249,000 | 5,904,000 | 8,164,000 | 10,395,000 |
| Interest expense | 253,000 | 464,000 | 635,000 | 792,000 |
| Net interest income | 2,996,000 | 5,440,000 | 7,529,000 | 9,603,000 |
| Noninterest income | 506,000 | 1,016,000 | 1,539,000 | 2,105,000 |
| Noninterest expense | 1,677,000 | 3,653,000 | 5,453,000 | 8,087,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | 1,825,000 | 2,803,000 | 3,615,000 | 3,271,000 |
| Income tax | 80,000 | 123,000 | 159,000 | 138,000 |
| Net income | 1,745,000 | 2,680,000 | 3,456,000 | 3,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,158,000 | 38,843,000 | 39,119,000 | 38,297,000 |