Call reports 2020
FIRST NATIONAL BANK AND TRUST — 2020
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 222,771,000 | 249,141,000 | 245,613,000 | 254,628,000 |
| Total loans | 152,839,000 | 162,519,000 | 157,866,000 | 142,367,000 |
| Allowance for loan losses | 3,177,000 | 3,216,000 | 3,209,000 | 3,324,000 |
| Securities available for sale | 52,881,000 | 54,344,000 | 55,752,000 | 68,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,634,000 | 203,024,000 | 200,377,000 | 214,899,000 |
| Interest-bearing deposits | 144,338,000 | 156,386,000 | 155,226,000 | 162,195,000 |
| Noninterest-bearing deposits | 38,296,000 | 46,638,000 | 45,151,000 | 52,704,000 |
| Equity capital | 34,568,000 | 37,525,000 | 39,463,000 | 38,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,593,000 | 5,605,000 | 8,075,000 | 10,420,000 |
| Interest expense | 442,000 | 804,000 | 1,137,000 | 1,423,000 |
| Net interest income | 2,151,000 | 4,801,000 | 6,938,000 | 8,997,000 |
| Noninterest income | 456,000 | 870,000 | 2,967,000 | 3,617,000 |
| Noninterest expense | 1,797,000 | 3,754,000 | 5,758,000 | 8,211,000 |
| Provision for loan losses | 100,000 | 300,000 | 400,000 | 500,000 |
| Pretax income | 710,000 | 1,617,000 | 3,747,000 | 3,903,000 |
| Income tax | 34,000 | 23,000 | 118,000 | 73,000 |
| Net income | 676,000 | 1,594,000 | 3,629,000 | 3,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,716,000 | 35,454,000 | 37,309,000 | 36,685,000 |