Call reports 2019
FIRST NATIONAL BANK AND TRUST — 2019
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 222,510,000 | 222,921,000 | 216,272,000 | 223,660,000 |
| Total loans | 147,194,000 | 152,203,000 | 153,909,000 | 150,545,000 |
| Allowance for loan losses | 3,190,000 | 3,106,000 | 3,040,000 | 3,100,000 |
| Securities available for sale | 49,088,000 | 49,595,000 | 48,347,000 | 46,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,349,000 | 179,889,000 | 171,806,000 | 184,395,000 |
| Interest-bearing deposits | 142,318,000 | 141,798,000 | 135,381,000 | 143,233,000 |
| Noninterest-bearing deposits | 39,031,000 | 38,091,000 | 36,425,000 | 41,162,000 |
| Equity capital | 33,641,000 | 34,611,000 | 35,282,000 | 35,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,521,000 | 5,087,000 | 7,774,000 | 10,392,000 |
| Interest expense | 423,000 | 907,000 | 1,392,000 | 1,856,000 |
| Net interest income | 2,098,000 | 4,180,000 | 6,382,000 | 8,536,000 |
| Noninterest income | 490,000 | 1,009,000 | 1,504,000 | 2,013,000 |
| Noninterest expense | 1,827,000 | 3,582,000 | 5,577,000 | 7,823,000 |
| Provision for loan losses | 50,000 | 101,000 | 152,000 | 252,000 |
| Pretax income | 711,000 | 1,506,000 | 2,157,000 | 2,474,000 |
| Income tax | 32,000 | 64,000 | 92,000 | 96,000 |
| Net income | 679,000 | 1,442,000 | 2,065,000 | 2,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,436,000 | 33,833,000 | 34,273,000 | 34,236,000 |
| Total capital | 35,568,000 | 36,015,000 | 36,445,000 | 36,411,000 |
| Risk-weighted assets | 169,546,000 | 173,662,000 | 172,962,000 | 173,115,000 |