Call reports 2018
FIRST NATIONAL BANK AND TRUST — 2018
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 207,571,000 | 212,892,000 | 209,970,000 | 211,224,000 |
| Total loans | 138,268,000 | 150,020,000 | 148,833,000 | 146,054,000 |
| Allowance for loan losses | 2,949,000 | 3,012,000 | 3,102,000 | 3,179,000 |
| Securities available for sale | 51,235,000 | 50,387,000 | 46,000,000 | 46,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,616,000 | 171,798,000 | 161,934,000 | 172,854,000 |
| Interest-bearing deposits | 131,840,000 | 128,478,000 | 124,122,000 | 135,102,000 |
| Noninterest-bearing deposits | 37,776,000 | 43,320,000 | 37,812,000 | 37,752,000 |
| Equity capital | 31,210,000 | 31,471,000 | 31,842,000 | 32,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,611,000 | 7,122,000 | 9,606,000 |
| Interest expense | 199,000 | 411,000 | 694,000 | 1,047,000 |
| Net interest income | 2,077,000 | 4,200,000 | 6,428,000 | 8,559,000 |
| Noninterest income | 469,000 | 940,000 | 1,416,000 | 2,002,000 |
| Noninterest expense | 1,814,000 | 3,494,000 | 5,207,000 | 7,277,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 632,000 | 1,446,000 | 2,337,000 | 2,884,000 |
| Income tax | 32,000 | 62,000 | 101,000 | 114,000 |
| Net income | 600,000 | 1,384,000 | 2,236,000 | 2,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,670,000 | 32,084,000 | 32,724,000 | 32,757,000 |
| Total capital | 33,663,000 | 34,218,000 | 34,821,000 | 34,954,000 |
| Risk-weighted assets | 158,421,000 | 169,852,000 | 166,784,000 | 174,778,000 |