Call reports 2017
FIRST NATIONAL BANK AND TRUST — 2017
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 209,886,000 | 210,340,000 | 205,051,000 | 204,112,000 |
| Total loans | 130,413,000 | 140,305,000 | 143,600,000 | 139,285,000 |
| Allowance for loan losses | 2,560,000 | 2,660,000 | 2,774,000 | 2,853,000 |
| Securities available for sale | 55,776,000 | 54,312,000 | 48,816,000 | 45,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,313,000 | 170,819,000 | 158,514,000 | 165,637,000 |
| Interest-bearing deposits | 138,262,000 | 134,477,000 | 127,430,000 | 129,553,000 |
| Noninterest-bearing deposits | 33,051,000 | 36,342,000 | 31,084,000 | 36,084,000 |
| Equity capital | 30,977,000 | 31,432,000 | 31,337,000 | 31,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,141,000 | 4,347,000 | 6,577,000 | 8,649,000 |
| Interest expense | 168,000 | 334,000 | 520,000 | 719,000 |
| Net interest income | 1,973,000 | 4,013,000 | 6,057,000 | 7,930,000 |
| Noninterest income | 432,000 | 860,000 | 1,313,000 | 1,721,000 |
| Noninterest expense | 1,660,000 | 3,398,000 | 5,442,000 | 7,393,000 |
| Provision for loan losses | 100,000 | 200,000 | 440,000 | 540,000 |
| Pretax income | 645,000 | 1,275,000 | 1,488,000 | 1,718,000 |
| Income tax | 26,000 | 56,000 | 60,000 | -12,000 |
| Net income | 619,000 | 1,219,000 | 1,428,000 | 1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,600,000 | 30,794,000 | 30,798,000 | 31,070,000 |
| Total capital | 32,483,000 | 32,780,000 | 32,818,000 | 33,061,000 |
| Risk-weighted assets | 150,000,000 | 158,172,000 | 160,854,000 | 158,390,000 |