Call reports 2016
FIRST NATIONAL BANK AND TRUST — 2016
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 199,481,000 | 204,527,000 | 201,108,000 | 209,434,000 |
| Total loans | 122,691,000 | 124,735,000 | 129,680,000 | 131,812,000 |
| Allowance for loan losses | 2,330,000 | 2,414,000 | 2,508,000 | 2,514,000 |
| Securities available for sale | 61,843,000 | 63,310,000 | 57,905,000 | 54,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,678,000 | 170,982,000 | 159,825,000 | 170,086,000 |
| Interest-bearing deposits | 133,223,000 | 130,953,000 | 127,707,000 | 137,881,000 |
| Noninterest-bearing deposits | 32,455,000 | 40,029,000 | 32,118,000 | 32,205,000 |
| Equity capital | 30,918,000 | 31,319,000 | 31,348,000 | 30,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,040,000 | 4,032,000 | 6,131,000 | 8,177,000 |
| Interest expense | 155,000 | 305,000 | 474,000 | 636,000 |
| Net interest income | 1,885,000 | 3,727,000 | 5,657,000 | 7,541,000 |
| Noninterest income | 396,000 | 781,000 | 1,178,000 | 1,550,000 |
| Noninterest expense | 1,545,000 | 3,002,000 | 4,709,000 | 6,491,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 400,000 |
| Pretax income | 776,000 | 1,446,000 | 1,966,000 | 2,240,000 |
| Income tax | 34,000 | 62,000 | 86,000 | 99,000 |
| Net income | 742,000 | 1,384,000 | 1,880,000 | 2,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,773,000 | 30,108,000 | 30,150,000 | 29,981,000 |
| Total capital | 31,503,000 | 31,874,000 | 32,010,000 | 31,874,000 |
| Risk-weighted assets | 137,764,000 | 140,654,000 | 148,179,000 | 150,834,000 |