Call reports 2015
FIRST NATIONAL BANK AND TRUST — 2015
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 204,292,000 | 206,716,000 | 198,436,000 | 206,047,000 |
| Total loans | 112,744,000 | 127,738,000 | 128,062,000 | 134,303,000 |
| Allowance for loan losses | 1,959,000 | 2,004,000 | 2,128,000 | 2,314,000 |
| Securities available for sale | 72,024,000 | 65,601,000 | 55,274,000 | 55,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,479,000 | 169,843,000 | 163,037,000 | 170,120,000 |
| Interest-bearing deposits | 136,958,000 | 133,096,000 | 129,087,000 | 134,124,000 |
| Noninterest-bearing deposits | 35,521,000 | 36,747,000 | 33,950,000 | 35,996,000 |
| Equity capital | 29,852,000 | 29,686,000 | 30,303,000 | 29,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,850,000 | 3,794,000 | 5,876,000 | 7,969,000 |
| Interest expense | 165,000 | 330,000 | 499,000 | 655,000 |
| Net interest income | 1,685,000 | 3,464,000 | 5,377,000 | 7,314,000 |
| Noninterest income | 397,000 | 776,000 | 1,175,000 | 1,525,000 |
| Noninterest expense | 1,534,000 | 3,038,000 | 4,580,000 | 6,283,000 |
| Provision for loan losses | 50,000 | 100,000 | 250,000 | 400,000 |
| Pretax income | 564,000 | 1,183,000 | 1,809,000 | 2,243,000 |
| Income tax | 24,000 | 49,000 | 76,000 | 96,000 |
| Net income | 540,000 | 1,134,000 | 1,733,000 | 2,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,339,000 | 28,655,000 | 29,123,000 | 29,032,000 |
| Total capital | 29,987,000 | 30,470,000 | 30,913,000 | 30,892,000 |
| Risk-weighted assets | 131,540,000 | 145,040,000 | 142,846,000 | 148,332,000 |