Call reports 2014
FIRST NATIONAL BANK AND TRUST — 2014
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 201,921,000 | 204,827,000 | 198,223,000 | 201,112,000 |
| Total loans | 103,538,000 | 108,560,000 | 109,500,000 | 113,957,000 |
| Allowance for loan losses | 1,715,000 | 1,887,000 | 1,861,000 | 1,904,000 |
| Securities available for sale | 77,118,000 | 78,465,000 | 76,487,000 | 68,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,596,000 | 173,564,000 | 167,229,000 | 170,014,000 |
| Interest-bearing deposits | 135,430,000 | 135,670,000 | 134,955,000 | 136,249,000 |
| Noninterest-bearing deposits | 37,166,000 | 37,894,000 | 32,274,000 | 33,765,000 |
| Equity capital | 27,531,000 | 28,272,000 | 28,893,000 | 29,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,834,000 | 3,722,000 | 5,643,000 | 7,560,000 |
| Interest expense | 205,000 | 405,000 | 590,000 | 767,000 |
| Net interest income | 1,629,000 | 3,317,000 | 5,053,000 | 6,793,000 |
| Noninterest income | 345,000 | 728,000 | 1,165,000 | 1,600,000 |
| Noninterest expense | 1,361,000 | 2,917,000 | 4,461,000 | 6,210,000 |
| Provision for loan losses | 50,000 | 200,000 | 200,000 | 250,000 |
| Pretax income | 563,000 | 947,000 | 1,587,000 | 1,963,000 |
| Income tax | 30,000 | 40,000 | 67,000 | 82,000 |
| Net income | 533,000 | 907,000 | 1,520,000 | 1,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,042,000 | 27,156,000 | 27,669,000 | 27,799,000 |
| Total capital | 28,757,000 | 29,026,000 | 29,499,000 | 29,696,000 |
| Risk-weighted assets | 144,477,000 | 149,554,000 | 150,791,000 | 151,756,000 |