Call reports 2013
FIRST NATIONAL BANK AND TRUST — 2013
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 191,289,000 | 191,535,000 | 192,226,000 | 197,408,000 |
| Total loans | 89,611,000 | 93,596,000 | 97,700,000 | 103,163,000 |
| Allowance for loan losses | 1,808,000 | 1,759,000 | 1,758,000 | 1,748,000 |
| Securities available for sale | 72,140,000 | 81,580,000 | 81,812,000 | 75,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,257,000 | 161,765,000 | 163,506,000 | 167,625,000 |
| Interest-bearing deposits | 129,573,000 | 128,684,000 | 129,401,000 | 134,267,000 |
| Noninterest-bearing deposits | 31,684,000 | 33,081,000 | 34,105,000 | 33,358,000 |
| Equity capital | 27,977,000 | 26,698,000 | 26,769,000 | 26,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,426,000 | 5,230,000 | 7,086,000 |
| Interest expense | 248,000 | 486,000 | 717,000 | 940,000 |
| Net interest income | 1,467,000 | 2,940,000 | 4,513,000 | 6,146,000 |
| Noninterest income | 395,000 | 752,000 | 1,153,000 | 1,505,000 |
| Noninterest expense | 1,291,000 | 2,731,000 | 4,111,000 | 5,794,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 571,000 | 962,000 | 1,514,000 | 1,815,000 |
| Income tax | 24,000 | 39,000 | 62,000 | 75,000 |
| Net income | 547,000 | 923,000 | 1,452,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,823,000 | 25,932,000 | 26,321,000 | 26,509,000 |
| Total capital | 27,487,000 | 27,631,000 | 28,079,000 | 28,257,000 |
| Risk-weighted assets | 132,971,000 | 138,659,000 | 141,134,000 | 145,470,000 |