Call reports 2012
FIRST NATIONAL BANK AND TRUST — 2012
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 187,381,000 | 187,082,000 | 181,105,000 | 186,950,000 |
| Total loans | 77,011,000 | 79,620,000 | 84,530,000 | 91,937,000 |
| Allowance for loan losses | 1,852,000 | 1,853,000 | 1,883,000 | 1,809,000 |
| Securities available for sale | 95,269,000 | 89,337,000 | 83,892,000 | 74,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,306,000 | 157,916,000 | 151,475,000 | 156,392,000 |
| Interest-bearing deposits | 124,034,000 | 122,687,000 | 119,670,000 | 126,536,000 |
| Noninterest-bearing deposits | 34,272,000 | 35,229,000 | 31,805,000 | 29,856,000 |
| Equity capital | 27,325,000 | 27,404,000 | 27,793,000 | 27,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,812,000 | 3,563,000 | 5,316,000 | 7,084,000 |
| Interest expense | 290,000 | 567,000 | 821,000 | 1,071,000 |
| Net interest income | 1,522,000 | 2,996,000 | 4,495,000 | 6,013,000 |
| Noninterest income | 337,000 | 621,000 | 928,000 | 1,240,000 |
| Noninterest expense | 1,146,000 | 2,460,000 | 3,754,000 | 5,360,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 713,000 | 1,160,000 | 1,716,000 | 1,947,000 |
| Income tax | 32,000 | 50,000 | 73,000 | 63,000 |
| Net income | 681,000 | 1,110,000 | 1,643,000 | 1,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,795,000 | 24,852,000 | 25,236,000 | 25,447,000 |
| Total capital | 26,313,000 | 26,361,000 | 26,773,000 | 27,102,000 |
| Risk-weighted assets | 121,071,000 | 123,155,000 | 125,560,000 | 132,225,000 |