Call reports 2011
FIRST NATIONAL BANK AND TRUST — 2011
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 162,649,000 | 162,854,000 | 171,390,000 | 176,755,000 |
| Total loans | 78,091,000 | 77,921,000 | 79,423,000 | 82,132,000 |
| Allowance for loan losses | 1,742,000 | 1,734,000 | 1,718,000 | 1,762,000 |
| Securities available for sale | 73,778,000 | 74,998,000 | 76,369,000 | 80,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,372,000 | 132,142,000 | 142,853,000 | 148,317,000 |
| Interest-bearing deposits | 112,974,000 | 111,259,000 | 115,225,000 | 120,655,000 |
| Noninterest-bearing deposits | 22,398,000 | 20,883,000 | 27,628,000 | 27,662,000 |
| Equity capital | 24,649,000 | 25,922,000 | 26,733,000 | 26,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,742,000 | 5,625,000 | 7,437,000 |
| Interest expense | 340,000 | 665,000 | 985,000 | 1,277,000 |
| Net interest income | 1,521,000 | 3,077,000 | 4,640,000 | 6,160,000 |
| Noninterest income | 295,000 | 575,000 | 925,000 | 1,168,000 |
| Noninterest expense | 1,171,000 | 2,299,000 | 3,495,000 | 5,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 645,000 | 1,350,000 | 2,067,000 | 2,290,000 |
| Income tax | 27,000 | 57,000 | 88,000 | 93,000 |
| Net income | 618,000 | 1,293,000 | 1,979,000 | 2,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,290,000 | 23,583,000 | 24,083,000 | 24,115,000 |
| Total capital | 24,703,000 | 25,013,000 | 25,576,000 | 25,647,000 |
| Risk-weighted assets | 115,108,000 | 115,467,000 | 119,250,000 | 122,290,000 |