Call reports 2010
FIRST NATIONAL BANK AND TRUST — 2010
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 145,997,000 | 149,822,000 | 149,780,000 | 159,068,000 |
| Total loans | 70,939,000 | 76,155,000 | 77,246,000 | 79,698,000 |
| Allowance for loan losses | 1,904,000 | 1,880,000 | 1,816,000 | 1,824,000 |
| Securities available for sale | 65,015,000 | 65,143,000 | 62,040,000 | 65,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,241,000 | 119,833,000 | 121,265,000 | 133,088,000 |
| Interest-bearing deposits | 104,780,000 | 103,519,000 | 104,646,000 | 111,213,000 |
| Noninterest-bearing deposits | 16,461,000 | 16,314,000 | 16,619,000 | 21,875,000 |
| Equity capital | 23,892,000 | 24,426,000 | 24,949,000 | 23,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,820,000 | 5,764,000 | 7,637,000 |
| Interest expense | 430,000 | 807,000 | 1,203,000 | 1,586,000 |
| Net interest income | 1,468,000 | 3,013,000 | 4,561,000 | 6,051,000 |
| Noninterest income | 240,000 | 511,000 | 767,000 | 1,024,000 |
| Noninterest expense | 1,126,000 | 2,459,000 | 3,767,000 | 5,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 573,000 | 1,084,000 | 1,633,000 | 1,824,000 |
| Income tax | 26,000 | 46,000 | 69,000 | 76,000 |
| Net income | 547,000 | 1,038,000 | 1,564,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,113,000 | 22,439,000 | 22,760,000 | 22,672,000 |
| Total capital | 23,385,000 | 23,787,000 | 24,119,000 | 24,111,000 |
| Risk-weighted assets | 101,141,000 | 107,290,000 | 108,288,000 | 114,752,000 |