Call reports 2009
FIRST NATIONAL BANK AND TRUST — 2009
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 144,677,000 | 143,116,000 | 144,806,000 | 148,343,000 |
| Total loans | 74,625,000 | 76,218,000 | 75,587,000 | 74,495,000 |
| Allowance for loan losses | 2,180,000 | 2,078,000 | 2,016,000 | 1,934,000 |
| Securities available for sale | 61,313,000 | 56,927,000 | 59,173,000 | 60,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,139,000 | 114,443,000 | 116,317,000 | 122,540,000 |
| Interest-bearing deposits | 101,199,000 | 100,175,000 | 99,975,000 | 106,310,000 |
| Noninterest-bearing deposits | 13,940,000 | 14,268,000 | 16,342,000 | 16,230,000 |
| Equity capital | 22,574,000 | 22,332,000 | 23,467,000 | 23,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,101,000 | 6,089,000 | 8,026,000 |
| Interest expense | 577,000 | 1,099,000 | 1,579,000 | 2,039,000 |
| Net interest income | 1,493,000 | 3,002,000 | 4,510,000 | 5,987,000 |
| Noninterest income | 243,000 | 483,000 | 725,000 | 1,109,000 |
| Noninterest expense | 1,157,000 | 2,432,000 | 3,702,000 | 5,048,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 588,000 | 1,108,000 | 1,588,000 | 1,856,000 |
| Income tax | 3,000 | 21,000 | 43,000 | 48,000 |
| Net income | 585,000 | 1,087,000 | 1,545,000 | 1,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,540,000 | 21,706,000 | 21,828,000 | 21,866,000 |
| Total capital | 22,767,000 | 22,972,000 | 23,132,000 | 23,175,000 |
| Risk-weighted assets | 100,093,000 | 102,466,000 | 103,641,000 | 104,081,000 |