Call reports 2007
FIRST NATIONAL BANK AND TRUST — 2007
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 147,674,000 | 157,909,000 | 160,249,000 | 149,213,000 |
| Total loans | 78,292,000 | 81,170,000 | 82,346,000 | 82,545,000 |
| Allowance for loan losses | 2,940,000 | 2,958,000 | 2,897,000 | 2,918,000 |
| Securities available for sale | 54,102,000 | 53,103,000 | 56,819,000 | 54,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,818,000 | 136,347,000 | 137,964,000 | 126,153,000 |
| Interest-bearing deposits | 107,039,000 | 110,338,000 | 118,314,000 | 109,492,000 |
| Noninterest-bearing deposits | 18,779,000 | 26,009,000 | 19,650,000 | 16,661,000 |
| Equity capital | 19,671,000 | 19,296,000 | 19,939,000 | 20,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,189,000 | 4,490,000 | 6,943,000 | 9,331,000 |
| Interest expense | 908,000 | 1,845,000 | 2,912,000 | 3,911,000 |
| Net interest income | 1,281,000 | 2,645,000 | 4,031,000 | 5,420,000 |
| Noninterest income | 258,000 | 510,000 | 728,000 | 1,017,000 |
| Noninterest expense | 1,054,000 | 2,012,000 | 3,104,000 | 4,236,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 485,000 | 1,143,000 | 1,655,000 | 2,201,000 |
| Income tax | 18,000 | 40,000 | 63,000 | 90,000 |
| Net income | 467,000 | 1,103,000 | 1,592,000 | 2,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,081,000 | 20,167,000 | 20,380,000 | 20,760,000 |
| Total capital | 21,261,000 | 21,419,000 | 21,655,000 | 22,018,000 |
| Risk-weighted assets | 92,605,000 | 98,432,000 | 100,357,000 | 98,957,000 |