Call reports 2006
FIRST NATIONAL BANK AND TRUST — 2006
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 140,651,000 | 134,257,000 | 135,738,000 | 149,180,000 |
| Total loans | 70,932,000 | 74,276,000 | 77,194,000 | 78,024,000 |
| Allowance for loan losses | 2,947,000 | 2,961,000 | 2,913,000 | 2,933,000 |
| Securities available for sale | 56,542,000 | 53,998,000 | 53,163,000 | 53,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,710,000 | 112,155,000 | 111,339,000 | 123,044,000 |
| Interest-bearing deposits | 99,585,000 | 97,301,000 | 95,865,000 | 106,490,000 |
| Noninterest-bearing deposits | 17,125,000 | 14,854,000 | 15,474,000 | 16,554,000 |
| Equity capital | 18,385,000 | 17,926,000 | 18,936,000 | 19,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 4,001,000 | 6,086,000 | 8,193,000 |
| Interest expense | 686,000 | 1,429,000 | 2,241,000 | 3,086,000 |
| Net interest income | 1,261,000 | 2,572,000 | 3,845,000 | 5,107,000 |
| Noninterest income | 237,000 | 463,000 | 700,000 | 962,000 |
| Noninterest expense | 1,026,000 | 1,910,000 | 2,985,000 | 4,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 472,000 | 1,125,000 | 1,560,000 | 2,049,000 |
| Income tax | 18,000 | 45,000 | 64,000 | 91,000 |
| Net income | 454,000 | 1,080,000 | 1,496,000 | 1,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,429,000 | 19,556,000 | 19,660,000 | 19,672,000 |
| Total capital | 20,556,000 | 20,659,000 | 20,785,000 | 20,845,000 |
| Risk-weighted assets | 88,373,000 | 86,396,000 | 88,195,000 | 92,098,000 |