Call reports 2002
FIRST NATIONAL BANK AND TRUST — 2002
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 145,795,000 | 144,568,000 | 144,049,000 | 149,615,000 |
| Total loans | 83,074,000 | 83,285,000 | 83,211,000 | 86,900,000 |
| Allowance for loan losses | 1,559,000 | 1,651,000 | 1,702,000 | 1,738,000 |
| Securities available for sale | 48,643,000 | 47,897,000 | 46,052,000 | 46,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,064,000 | 114,542,000 | 113,379,000 | 118,122,000 |
| Interest-bearing deposits | 105,509,000 | 104,600,000 | 101,219,000 | 105,995,000 |
| Noninterest-bearing deposits | 10,555,000 | 9,942,000 | 12,160,000 | 12,127,000 |
| Equity capital | 17,072,000 | 17,911,000 | 18,511,000 | 18,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,434,000 | 4,870,000 | 7,223,000 | 9,498,000 |
| Interest expense | 990,000 | 1,837,000 | 2,596,000 | 3,525,000 |
| Net interest income | 1,444,000 | 3,033,000 | 4,627,000 | 5,973,000 |
| Noninterest income | 165,000 | 389,000 | 562,000 | 911,000 |
| Noninterest expense | 832,000 | 1,729,000 | 2,568,000 | 3,649,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 525,000 |
| Pretax income | 714,000 | 1,570,000 | 2,423,000 | 2,737,000 |
| Income tax | 28,000 | 59,000 | 94,000 | 104,000 |
| Net income | 686,000 | 1,511,000 | 2,329,000 | 2,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,536,000 | 16,820,000 | 17,388,000 | 17,140,000 |
| Total capital | 17,776,000 | 18,071,000 | 18,640,000 | 18,440,000 |
| Risk-weighted assets | 98,876,000 | 99,643,000 | 99,701,000 | 103,544,000 |