Call reports 2001
FIRST NATIONAL BANK AND TRUST — 2001
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 138,779,000 | 140,950,000 | 141,156,000 | 143,872,000 |
| Total loans | 80,233,000 | 78,527,000 | 79,630,000 | 82,498,000 |
| Allowance for loan losses | 1,431,000 | 1,407,000 | 1,330,000 | 1,485,000 |
| Securities available for sale | 47,817,000 | 48,313,000 | 48,795,000 | 47,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,757,000 | 115,647,000 | 114,894,000 | 119,434,000 |
| Interest-bearing deposits | 104,270,000 | 105,995,000 | 103,564,000 | 108,338,000 |
| Noninterest-bearing deposits | 9,487,000 | 9,652,000 | 11,330,000 | 11,096,000 |
| Equity capital | 16,121,000 | 16,526,000 | 17,535,000 | 16,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 5,389,000 | 8,044,000 | 10,612,000 |
| Interest expense | 1,349,000 | 2,662,000 | 3,895,000 | 5,001,000 |
| Net interest income | 1,380,000 | 2,727,000 | 4,149,000 | 5,611,000 |
| Noninterest income | 145,000 | 313,000 | 454,000 | 651,000 |
| Noninterest expense | 810,000 | 1,600,000 | 2,345,000 | 3,588,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 313,000 |
| Pretax income | 677,000 | 1,365,000 | 2,145,000 | 2,361,000 |
| Income tax | 27,000 | 55,000 | 89,000 | 99,000 |
| Net income | 650,000 | 1,310,000 | 2,056,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,148,000 | 15,612,000 | 16,138,000 | 15,849,000 |
| Total capital | 16,257,000 | 16,776,000 | 17,333,000 | 17,080,000 |
| Risk-weighted assets | 88,403,000 | 92,840,000 | 95,474,000 | 98,222,000 |