Call reports 2009
MANSFIELD STATE BANK — 2009
What MANSFIELD STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 10,928,000 | 11,536,000 | 10,985,000 | 10,857,000 |
| Total loans | 2,169,000 | 2,726,000 | 2,256,000 | 2,410,000 |
| Allowance for loan losses | 62,000 | 62,000 | 62,000 | 62,000 |
| Securities available for sale | 3,229,000 | 2,890,000 | 2,577,000 | 2,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,974,000 | 9,552,000 | 8,941,000 | 8,910,000 |
| Interest-bearing deposits | 7,348,000 | 7,609,000 | 6,964,000 | 6,973,000 |
| Noninterest-bearing deposits | 1,626,000 | 1,943,000 | 1,977,000 | 1,937,000 |
| Equity capital | 1,901,000 | 1,942,000 | 1,998,000 | 1,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 90,000 | 185,000 | 292,000 | 378,000 |
| Interest expense | 21,000 | 37,000 | 51,000 | 62,000 |
| Net interest income | 69,000 | 148,000 | 241,000 | 316,000 |
| Noninterest income | 2,000 | 3,000 | 6,000 | 7,000 |
| Noninterest expense | 52,000 | 100,000 | 152,000 | 322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 51,000 | 95,000 | 1,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 51,000 | 95,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,876,000 | 1,908,000 | 1,951,000 | 1,858,000 |
| Total capital | 1,924,000 | 1,964,000 | 2,001,000 | 1,909,000 |
| Risk-weighted assets | 3,839,000 | 4,445,000 | 3,985,000 | 4,093,000 |