Call reports 2008
MANSFIELD STATE BANK — 2008
What MANSFIELD STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 9,622,000 | 9,939,000 | 11,390,000 | 9,911,000 |
| Total loans | 2,571,000 | 2,833,000 | 2,888,000 | 2,864,000 |
| Allowance for loan losses | 62,000 | 62,000 | 62,000 | 62,000 |
| Securities available for sale | 1,924,000 | 1,841,000 | 1,802,000 | 1,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,631,000 | 7,954,000 | 9,368,000 | 7,974,000 |
| Interest-bearing deposits | 5,584,000 | 5,952,000 | 6,426,000 | 5,987,000 |
| Noninterest-bearing deposits | 2,047,000 | 2,002,000 | 2,942,000 | 1,986,000 |
| Equity capital | 1,925,000 | 1,935,000 | 1,968,000 | 1,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 112,000 | 214,000 | 323,000 | 423,000 |
| Interest expense | 33,000 | 61,000 | 90,000 | 116,000 |
| Net interest income | 79,000 | 153,000 | 233,000 | 307,000 |
| Noninterest income | 1,000 | 3,000 | 6,000 | 7,000 |
| Noninterest expense | 53,000 | 102,000 | 149,000 | 318,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 54,000 | 90,000 | -4,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 28,000 | 53,000 | 89,000 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,897,000 | 1,922,000 | 1,958,000 | 1,863,000 |
| Total capital | 1,945,000 | 1,974,000 | 2,015,000 | 1,916,000 |
| Risk-weighted assets | 3,815,000 | 4,122,000 | 4,538,000 | 4,231,000 |