Call reports 2007
MANSFIELD STATE BANK — 2007
What MANSFIELD STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,563,000 | 8,584,000 | 8,398,000 | 8,667,000 |
| Total loans | 3,776,000 | 4,035,000 | 3,759,000 | 3,245,000 |
| Allowance for loan losses | 82,000 | 62,000 | 62,000 | 62,000 |
| Securities available for sale | 2,387,000 | 2,313,000 | 1,951,000 | 2,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,669,000 | 6,602,000 | 6,337,000 | 6,723,000 |
| Interest-bearing deposits | 5,557,000 | 5,424,000 | 5,138,000 | 4,943,000 |
| Noninterest-bearing deposits | 1,112,000 | 1,178,000 | 1,199,000 | 1,780,000 |
| Equity capital | 1,855,000 | 1,927,000 | 1,995,000 | 1,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 247,000 | 374,000 | 495,000 |
| Interest expense | 29,000 | 64,000 | 100,000 | 136,000 |
| Net interest income | 91,000 | 183,000 | 274,000 | 359,000 |
| Noninterest income | 3,000 | 6,000 | 8,000 | 9,000 |
| Noninterest expense | 53,000 | 96,000 | 136,000 | 370,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 93,000 | 146,000 | -2,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 41,000 | 92,000 | 145,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,899,000 | 1,970,000 | 2,024,000 | 1,875,000 |
| Total capital | 1,956,000 | 2,031,000 | 2,082,000 | 1,928,000 |
| Risk-weighted assets | 4,557,000 | 4,832,000 | 4,665,000 | 4,186,000 |