Call reports 2006
MANSFIELD STATE BANK — 2006
What MANSFIELD STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 8,237,000 | 8,082,000 | 7,747,000 | 8,141,000 |
| Total loans | 3,519,000 | 4,261,000 | 4,371,000 | 3,839,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 3,241,000 | 3,123,000 | 2,720,000 | 2,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,398,000 | 6,210,000 | 5,789,000 | 6,288,000 |
| Interest-bearing deposits | 5,163,000 | 4,739,000 | 4,513,000 | 4,869,000 |
| Noninterest-bearing deposits | 1,235,000 | 1,471,000 | 1,276,000 | 1,418,000 |
| Equity capital | 1,816,000 | 1,849,000 | 1,932,000 | 1,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 106,000 | 214,000 | 331,000 | 449,000 |
| Interest expense | 19,000 | 39,000 | 61,000 | 86,000 |
| Net interest income | 87,000 | 175,000 | 270,000 | 363,000 |
| Noninterest income | 3,000 | 7,000 | 10,000 | 13,000 |
| Noninterest expense | 57,000 | 100,000 | 141,000 | 373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 82,000 | 139,000 | 3,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 33,000 | 81,000 | 138,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,893,000 | 1,966,000 | 1,999,000 | 1,864,000 |
| Total capital | 1,945,000 | 2,025,000 | 2,061,000 | 1,922,000 |
| Risk-weighted assets | 4,625,000 | 4,789,000 | 4,925,000 | 4,572,000 |