Call reports 2005
MANSFIELD STATE BANK — 2005
What MANSFIELD STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,107,000 | 8,393,000 | 7,772,000 | 7,931,000 |
| Total loans | 3,295,000 | 3,783,000 | 3,656,000 | 3,357,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 3,769,000 | 3,638,000 | 3,488,000 | 3,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,235,000 | 6,485,000 | 5,842,000 | 6,113,000 |
| Interest-bearing deposits | 6,094,000 | 5,140,000 | 4,733,000 | 4,699,000 |
| Noninterest-bearing deposits | 1,141,000 | 1,345,000 | 1,109,000 | 1,414,000 |
| Equity capital | 1,853,000 | 1,894,000 | 1,914,000 | 1,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 92,000 | 190,000 | 289,000 | 390,000 |
| Interest expense | 18,000 | 34,000 | 49,000 | 67,000 |
| Net interest income | 74,000 | 156,000 | 240,000 | 323,000 |
| Noninterest income | 3,000 | 5,000 | 8,000 | 11,000 |
| Noninterest expense | 51,000 | 95,000 | 142,000 | 326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 66,000 | 106,000 | 8,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 3,000 |
| Net income | 25,000 | 64,000 | 104,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,889,000 | 1,926,000 | 1,965,000 | 1,867,000 |
| Total capital | 1,946,000 | 1,986,000 | 2,023,000 | 1,922,000 |
| Risk-weighted assets | 4,495,000 | 4,776,000 | 4,613,000 | 4,360,000 |