Call reports 2004
MANSFIELD STATE BANK — 2004
What MANSFIELD STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,895,000 | 9,283,000 | 8,843,000 | 8,525,000 |
| Total loans | 2,857,000 | 3,728,000 | 3,541,000 | 3,462,000 |
| Allowance for loan losses | 84,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 5,246,000 | 4,366,000 | 4,060,000 | 3,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,940,000 | 7,406,000 | 6,875,000 | 6,657,000 |
| Interest-bearing deposits | 6,423,000 | 6,025,000 | 5,815,000 | 5,056,000 |
| Noninterest-bearing deposits | 1,517,000 | 1,381,000 | 1,060,000 | 1,601,000 |
| Equity capital | 1,911,000 | 1,860,000 | 1,944,000 | 1,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 93,000 | 191,000 | 288,000 | 382,000 |
| Interest expense | 22,000 | 41,000 | 60,000 | 79,000 |
| Net interest income | 71,000 | 150,000 | 228,000 | 303,000 |
| Noninterest income | 4,000 | 7,000 | 10,000 | 12,000 |
| Noninterest expense | 49,000 | 91,000 | 133,000 | 309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 66,000 | 105,000 | 6,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 26,000 | 66,000 | 104,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,883,000 | 1,928,000 | 1,966,000 | 1,867,000 |
| Total capital | 1,939,000 | 1,990,000 | 2,025,000 | 1,924,000 |
| Risk-weighted assets | 4,432,000 | 4,938,000 | 4,692,000 | 4,515,000 |