Call reports 2003
MANSFIELD STATE BANK — 2003
What MANSFIELD STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,075,000 | 9,906,000 | 9,703,000 | 9,325,000 |
| Total loans | 3,080,000 | 3,589,000 | 3,719,000 | 3,156,000 |
| Allowance for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 4,639,000 | 4,862,000 | 4,377,000 | 3,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,103,000 | 7,898,000 | 7,700,000 | 7,407,000 |
| Interest-bearing deposits | 7,117,000 | 6,838,000 | 6,497,000 | 6,012,000 |
| Noninterest-bearing deposits | 986,000 | 1,060,000 | 1,203,000 | 1,395,000 |
| Equity capital | 1,917,000 | 1,946,000 | 1,953,000 | 1,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 101,000 | 203,000 | 308,000 | 397,000 |
| Interest expense | 33,000 | 65,000 | 92,000 | 115,000 |
| Net interest income | 68,000 | 138,000 | 216,000 | 282,000 |
| Noninterest income | 3,000 | 5,000 | 10,000 | 12,000 |
| Noninterest expense | 50,000 | 93,000 | 133,000 | 289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 50,000 | 93,000 | 5,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 6,000 |
| Net income | 19,000 | 47,000 | 89,000 | -1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,883,000 | 1,911,000 | 1,953,000 | 1,864,000 |
| Total capital | 1,939,000 | 1,972,000 | 2,016,000 | 1,920,000 |
| Risk-weighted assets | 4,445,000 | 4,859,000 | 5,039,000 | 4,455,000 |