Call reports 2002
MANSFIELD STATE BANK — 2002
What MANSFIELD STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,313,000 | 8,086,000 | 7,701,000 | 9,552,000 |
| Total loans | 3,137,000 | 3,810,000 | 3,883,000 | 3,295,000 |
| Allowance for loan losses | 80,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 2,782,000 | 2,784,000 | 2,577,000 | 4,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,376,000 | 6,089,000 | 5,647,000 | 7,600,000 |
| Interest-bearing deposits | 5,311,000 | 4,928,000 | 4,657,000 | 6,130,000 |
| Noninterest-bearing deposits | 1,065,000 | 1,161,000 | 990,000 | 1,470,000 |
| Equity capital | 1,895,000 | 1,953,000 | 2,010,000 | 1,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 106,000 | 210,000 | 317,000 | 436,000 |
| Interest expense | 33,000 | 60,000 | 85,000 | 114,000 |
| Net interest income | 73,000 | 150,000 | 232,000 | 322,000 |
| Noninterest income | 2,000 | 5,000 | 9,000 | 12,000 |
| Noninterest expense | 50,000 | 91,000 | 132,000 | 322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 64,000 | 109,000 | 12,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 25,000 | 60,000 | 105,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,887,000 | 1,925,000 | 1,969,000 | 1,872,000 |
| Total capital | 1,938,000 | 1,985,000 | 2,033,000 | 1,929,000 |
| Risk-weighted assets | 4,064,000 | 4,756,000 | 4,746,000 | 4,508,000 |