Call reports 2014
FIRST SOUTHERN BANK — 2014
What FIRST SOUTHERN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 1,042,140,000 |
| Total loans | 630,916,000 |
| Allowance for loan losses | 11,077,000 |
| Securities available for sale | 208,659,000 |
| Securities held to maturity | 5,850,000 |
| Trading assets | 0 |
| Total deposits | 882,020,000 |
| Interest-bearing deposits | 652,394,000 |
| Noninterest-bearing deposits | 229,626,000 |
| Equity capital | 157,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 9,453,000 |
| Interest expense | 962,000 |
| Net interest income | 8,491,000 |
| Noninterest income | -57,000 |
| Noninterest expense | 8,404,000 |
| Provision for loan losses | -1,965,000 |
| Pretax income | 1,995,000 |
| Income tax | 0 |
| Net income | 1,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 137,514,000 |
| Total capital | 146,531,000 |
| Risk-weighted assets | 719,319,000 |