Call reports 2011
FIRST SOUTHERN BANK — 2011
What FIRST SOUTHERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,015,545,000 | 1,000,829,000 | 965,948,000 | 959,531,000 |
| Total loans | 651,937,000 | 637,323,000 | 617,044,000 | 597,604,000 |
| Allowance for loan losses | 11,915,000 | 11,687,000 | 11,887,000 | 13,679,000 |
| Securities available for sale | 144,492,000 | 183,096,000 | 174,310,000 | 140,465,000 |
| Securities held to maturity | 0 | 0 | 1,184,000 | 2,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 838,000,000 | 817,727,000 | 791,060,000 | 791,534,000 |
| Interest-bearing deposits | 721,648,000 | 696,568,000 | 670,617,000 | 659,495,000 |
| Noninterest-bearing deposits | 116,352,000 | 121,159,000 | 120,443,000 | 132,039,000 |
| Equity capital | 165,831,000 | 169,355,000 | 171,765,000 | 166,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,587,000 | 24,918,000 | 36,867,000 | 47,667,000 |
| Interest expense | 2,343,000 | 4,496,000 | 6,439,000 | 8,155,000 |
| Net interest income | 10,244,000 | 20,422,000 | 30,428,000 | 39,512,000 |
| Noninterest income | 1,483,000 | 2,491,000 | 3,185,000 | 3,020,000 |
| Noninterest expense | 8,541,000 | 17,166,000 | 25,161,000 | 34,375,000 |
| Provision for loan losses | 191,000 | 192,000 | 1,560,000 | 5,546,000 |
| Pretax income | 3,010,000 | 5,571,000 | 6,908,000 | 2,665,000 |
| Income tax | 8,000 | -235,000 | -601,000 | -312,000 |
| Net income | 3,002,000 | 5,806,000 | 7,509,000 | 2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,103,000 | 143,023,000 | 144,843,000 | 140,426,000 |
| Total capital | 149,213,000 | 152,127,000 | 153,594,000 | 148,919,000 |
| Risk-weighted assets | 726,029,000 | 725,714,000 | 696,949,000 | 674,286,000 |