Call report 2004Q4
FIRST SOUTHERN BANK — 2004Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 292,703,000 | USD | evidence → |
| Total loans | 242,652,000 | USD | evidence → |
| Allowance for loan losses | 2,683,000 | USD | evidence → |
| Securities available for sale | 32,160,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 256,919,000 | USD | evidence → |
| Interest-bearing deposits | 208,531,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,388,000 | USD | evidence → |
| Equity capital | 23,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,688,000 | USD | evidence → |
| Interest expense | 4,454,000 | USD | evidence → |
| Net interest income | 11,234,000 | USD | evidence → |
| Noninterest income | 1,068,000 | USD | evidence → |
| Noninterest expense | 9,307,000 | USD | evidence → |
| Provision for loan losses | 802,000 | USD | evidence → |
| Pretax income | 2,214,000 | USD | evidence → |
| Income tax | 833,000 | USD | evidence → |
| Net income | 1,381,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,132,000 | USD | evidence → |
| Total capital | 26,815,000 | USD | evidence → |
| Risk-weighted assets | 260,054,000 | USD | evidence → |