Call reports 2026
CITIZENS SAVINGS BANK — 2026
What CITIZENS SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 147,515,000 | 151,098,000 |
| Total loans | 66,499,000 | 68,571,000 |
| Allowance for loan losses | 1,237,000 | 1,237,000 |
| Securities available for sale | 64,611,000 | 65,620,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 127,253,000 | 129,223,000 |
| Interest-bearing deposits | 113,493,000 | 114,897,000 |
| Noninterest-bearing deposits | 13,760,000 | 14,326,000 |
| Equity capital | 14,528,000 | 16,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,629,000 | 3,294,000 |
| Interest expense | 845,000 | 1,712,000 |
| Net interest income | 784,000 | 1,582,000 |
| Noninterest income | 22,000 | 42,000 |
| Noninterest expense | 472,000 | 995,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 334,000 | 629,000 |
| Income tax | 77,000 | 136,000 |
| Net income | 257,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,285,000 | 24,521,000 |