Call report 2025Q4
CITIZENS SAVINGS BANK — 2025Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,778,000 | USD | evidence → |
| Total loans | 67,638,000 | USD | evidence → |
| Allowance for loan losses | 1,237,000 | USD | evidence → |
| Securities available for sale | 67,250,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,621,000 | USD | evidence → |
| Interest-bearing deposits | 108,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,121,000 | USD | evidence → |
| Equity capital | 15,427,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,210,000 | USD | evidence → |
| Interest expense | 3,496,000 | USD | evidence → |
| Net interest income | 2,714,000 | USD | evidence → |
| Noninterest income | 111,000 | USD | evidence → |
| Noninterest expense | 2,075,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 750,000 | USD | evidence → |
| Income tax | 118,000 | USD | evidence → |
| Net income | 632,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,028,000 | USD | evidence → |