Call report 2024Q4
CITIZENS SAVINGS BANK — 2024Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,273,000 | USD | evidence → |
| Total loans | 63,764,000 | USD | evidence → |
| Allowance for loan losses | 1,274,000 | USD | evidence → |
| Securities available for sale | 67,311,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,545,000 | USD | evidence → |
| Interest-bearing deposits | 101,421,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,124,000 | USD | evidence → |
| Equity capital | 13,062,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,820,000 | USD | evidence → |
| Interest expense | 3,580,000 | USD | evidence → |
| Net interest income | 2,240,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 1,988,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 378,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 320,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,448,000 | USD | evidence → |