Call report 2023Q4
CITIZENS SAVINGS BANK — 2023Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,613,000 | USD | evidence → |
| Total loans | 57,688,000 | USD | evidence → |
| Allowance for loan losses | 1,263,000 | USD | evidence → |
| Securities available for sale | 70,107,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,076,000 | USD | evidence → |
| Interest-bearing deposits | 91,929,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,147,000 | USD | evidence → |
| Equity capital | 14,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,067,000 | USD | evidence → |
| Interest expense | 2,745,000 | USD | evidence → |
| Net interest income | 2,322,000 | USD | evidence → |
| Noninterest income | 123,000 | USD | evidence → |
| Noninterest expense | 1,964,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 400,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 394,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,157,000 | USD | evidence → |