Call report 2019Q4
CITIZENS SAVINGS BANK — 2019Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,841,000 | USD | evidence → |
| Total loans | 69,087,000 | USD | evidence → |
| Allowance for loan losses | 969,000 | USD | evidence → |
| Securities available for sale | 34,087,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,957,000 | USD | evidence → |
| Interest-bearing deposits | 65,820,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,137,000 | USD | evidence → |
| Equity capital | 19,308,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,113,000 | USD | evidence → |
| Interest expense | 1,414,000 | USD | evidence → |
| Net interest income | 3,699,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 2,024,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 1,792,000 | USD | evidence → |
| Income tax | 293,000 | USD | evidence → |
| Net income | 1,499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,540,000 | USD | evidence → |
| Total capital | 19,509,000 | USD | evidence → |
| Risk-weighted assets | 92,806,000 | USD | evidence → |