Call report 2015Q4
CITIZENS SAVINGS BANK — 2015Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,181,000 | USD | evidence → |
| Total loans | 47,676,000 | USD | evidence → |
| Allowance for loan losses | 737,000 | USD | evidence → |
| Securities available for sale | 50,443,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,962,000 | USD | evidence → |
| Interest-bearing deposits | 68,435,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,527,000 | USD | evidence → |
| Equity capital | 14,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,181,000 | USD | evidence → |
| Interest expense | 801,000 | USD | evidence → |
| Net interest income | 3,380,000 | USD | evidence → |
| Noninterest income | 204,000 | USD | evidence → |
| Noninterest expense | 1,733,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 1,797,000 | USD | evidence → |
| Income tax | 297,000 | USD | evidence → |
| Net income | 1,500,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,900,000 | USD | evidence → |
| Total capital | 13,637,000 | USD | evidence → |
| Risk-weighted assets | 73,675,000 | USD | evidence → |