Call report 2014Q4
CITIZENS SAVINGS BANK — 2014Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,934,000 | USD | evidence → |
| Total loans | 44,390,000 | USD | evidence → |
| Allowance for loan losses | 724,000 | USD | evidence → |
| Securities available for sale | 53,491,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,484,000 | USD | evidence → |
| Interest-bearing deposits | 68,488,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,996,000 | USD | evidence → |
| Equity capital | 12,509,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,948,000 | USD | evidence → |
| Interest expense | 862,000 | USD | evidence → |
| Net interest income | 3,086,000 | USD | evidence → |
| Noninterest income | 216,000 | USD | evidence → |
| Noninterest expense | 1,744,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 1,556,000 | USD | evidence → |
| Income tax | 236,000 | USD | evidence → |
| Net income | 1,320,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,490,000 | USD | evidence → |
| Total capital | 12,214,000 | USD | evidence → |
| Risk-weighted assets | 69,707,000 | USD | evidence → |