Call report 2012Q2
CITIZENS SAVINGS BANK — 2012Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,106,000 | USD | evidence → |
| Total loans | 35,410,000 | USD | evidence → |
| Allowance for loan losses | 635,000 | USD | evidence → |
| Securities available for sale | 38,929,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,985,000 | USD | evidence → |
| Interest-bearing deposits | 54,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,416,000 | USD | evidence → |
| Equity capital | 9,434,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,817,000 | USD | evidence → |
| Interest expense | 434,000 | USD | evidence → |
| Net interest income | 1,383,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 606,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 907,000 | USD | evidence → |
| Income tax | 234,000 | USD | evidence → |
| Net income | 673,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,677,000 | USD | evidence → |
| Total capital | 9,312,000 | USD | evidence → |
| Risk-weighted assets | 55,475,000 | USD | evidence → |